It was only recently that I opened an account with COL Financial and started investing in the stock market. I originally deposited an amount of 10,000 PHP as my initial investment although, for as low as 5,000 PHP, you can start investing. I also did write a post about my experience of BPI Express online banking as an OFW and how convenient and easy the transactions are. Funding my COL Financial account is another advantage of using my BPI account. Though I am currently out of the country I can still add funds and manage my accounts online.


Here are the Steps to Fund your COL Financial Account

Step 1: Log on to

Step 2: Enter your username and password.

Step 3: Under Payments and Reloading, select Bills Payment and Pay Bills Today.

Step 4: Choose the merchant that you want to pay. If you haven’t enrolled the merchant yet, you need to Enroll your COL Account into the BPI Online System. (Steps are provided below.)

How to Enroll your COL Account into the BPI Online Banking

Step 5: Click on Enroll Bills.

Step 6: Choose the account you wish to enroll.

Step 7: Choose your ATM Card Number and enter your 2-digit Joint Account Indicator Number (JAI) found at the back of your ATM card.

Step 8: Under the Company Name, choose COL FINANCIAL GROUP INC. as the merchant.

Step 9: On the right side under the reference number, enter your COL Financial Account Number.

Step 10. Click Submit. You will receive a confirmation page about the enrolled merchant. That means that COL Financial Group Inc. has already been enrolled to your BPI Express Online Banking and that you can now fund your account.

How to Fund your  COL Financial Account

Step 1: Under Payments and Reloading, select Bills Payment and Pay Bills Today. This time, you should be able to see merchant “COL” and your COL Financial account number. Choose that option.

Step 2: Enter the amount.

Step 3: Choose your BPI Account.

Step 4: You can add any remarks that will help you remember or organize your payments. In my case, I just type the date and the word “investment” on it.

Step 5: Click Submit. Step 6: A pop-up window will ask for your confirmation. Click OK.

Step 6: Lastly, you will see the confirmation page which you can also print if you wish to. Verification: You will receive an email confirming your payment to COL Financial from BPI Online. You will also receive an email from COL Financial after receiving your fund and crediting it to your COL account.

Do you invest in COL Financial?

How do you fund your account?

Please don’t forget to SUBSCRIBE!


My name is Ira, twenty-something OFW, currently living and working in Thailand. It has always been my dream to start a blog. My goal is to share my life experiences, travels and my personal journey towards financial freedom.
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