Should I Join a “Paluwagan” (Hulog-hulog) System?

Should I Join a “Paluwagan” (Hulog-hulog) System?

It has been several months since I last posted blog articles related to finance or savings tips. So, I decided to write my thoughts and opinion of “paluwagan” or “huluganay kwarta” in Bisaya.And if you are interested, here are my past financial...
My Practice of Minimalism Because “Less is More”

My Practice of Minimalism Because “Less is More”

I can’t believe that I have been following the principle of minimalism for years without really intending to do so. It all started when I was cleaning and organizing my clothes in my closet but discovered that there are no spaces for it. In order to solve the problem,...
Why SAVING is so Difficult for OFWs to do?

Why SAVING is so Difficult for OFWs to do?

Saving is never easy to do but spending is. It is the same to all even to the Filipinos working abroad. You would expect that when a certain Filipino moved and worked abroad, that fellow will have tons and tons of kwarta (money). Of course, it may be real to some of...

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