Becoming A Member of A Cooperative in the Philippines

Becoming A Member of A Cooperative in the Philippines

In this post, I will share my experience in applying for membership in a cooperative in the Philippines. More specifically, I will talk about the requirements and processes I have undergone before I could deposit money as well as explain why I joined in the first...
My Practice of Minimalism Because “Less is More”

My Practice of Minimalism Because “Less is More”

I can’t believe that I have been following the principle of minimalism for years without really intending to do so. It all started when I was cleaning and organizing my clothes in my closet but discovered that there are no spaces for it. In order to solve the problem,...
My Frugal Way of Life On Saving Up my First 100,000 PHP

My Frugal Way of Life On Saving Up my First 100,000 PHP

Being frugal or “kuripot” is my most effective way of putting up my Savings Fund. There are a lot of misconceptions about saving, such that only people with high salary can save up and have an emergency fund. It’s definitely not true. With a salary of as low as 15,000...
How My Savings Fund Helped Me after I was Laid Off from Work

How My Savings Fund Helped Me after I was Laid Off from Work

I hope I have emphasized enough the importance of building up a savings fund or emergency fund in my previous posts. It should be one of the priorities of becoming financially independent.Financial experts recommend saving at least 3-6 months worth of your living...
How to Start Saving Up for the Rainy Days?

How to Start Saving Up for the Rainy Days?

I’m sure you have heard of the fable “The Ant and the Grasshopper” which tells us the lesson that it’s best to prepare for the days of need. And we know that the hero of the story is the ant.However, why is it that most of the people still have no or little savings?I...

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