My Frugal Way of Life On Saving Up my First 100,000 PHP
Being frugal or “kuripot” is my most effective way of putting up my Savings Fund. There are a lot of misconceptions about saving, such that only people with high salary can save up and have an emergency fund. It’s definitely not true. With a salary of as low as 15,000...
How My Savings Fund Helped Me after I was Laid Off from Work
I hope I have emphasized enough the importance of building up a savings fund or emergency fund in my previous posts. It should be one of the priorities to becoming financially independent. Financial experts recommend saving at least 3-6 months worth of your living...
How to Start Saving Up for the Rainy Days?
I’m sure you have heard of the fable “The Ant and the Grasshopper” which tells us the lesson that it’s best to prepare for the days of need. And we know that the hero of the story is the ant. However, why is it that most of the people still have no or little savings?...
What Does It Mean to be Financially Free?
My dream is to be financially free by the age of 40. But, what does it mean? According to Wikipedia, Financial Freedom/Independence is the state of having sufficient personal wealth to live, without having to work actively for basic necessities. Each individual can...
My name is Ira, twenty-something OFW, currently living and working in Thailand. It has always been my dream to start a blog. My goal is to share my life experiences, travels and my personal journey towards financial freedom.