My Frugal Way of Life On Saving Up my First 100,000 PHP

My Frugal Way of Life On Saving Up my First 100,000 PHP

Being frugal or “kuripot” is my most effective way of putting up my Savings Fund. There is a lot of misconceptions about saving such that only people with high salary can save up money. It’s definitely not true. With a salary of as low as 10,000 PHP, a person can make...
How My Savings Fund Helped Me after I was Laid Off from Work

How My Savings Fund Helped Me after I was Laid Off from Work

I hope I have emphasized enough the importance of building up a savings fund or emergency fund in my previous posts. It should be one of the priorities to becoming financially independent. Financial experts recommend saving at least 3-6 months worth of your living...
How to Start Saving Up for the Rainy Days?

How to Start Saving Up for the Rainy Days?

I’m sure you have heard of the fable “The Ant and the Grasshopper” which tells us the lesson that it’s best to prepare for the days of need. And we know that the hero of the story is the ant. However, why is it that most of the people still have no or little savings?...
What Does It Mean to be Financially Free?

What Does It Mean to be Financially Free?

My dream is to be financially free by the age of 40. But, what does it mean? According to Wikipedia, Financial Freedom/Independence is the state of having sufficient personal wealth to live, without having to work actively for basic necessities. Each individual can...
Why SAVING is so Difficult for OFWs to do?

Why SAVING is so Difficult for OFWs to do?

Saving is never easy to do but spending is. It is the same to all even to the Filipinos working abroad. You would expect that when a certain Filipino moved and worked abroad, that fellow will have tons and tons of kwarta (money). Of course, it may be real to some of...

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